SIP Calculator
SIP Calculator
Calculate mutual fund SIP returns
What is SIP Calculator?
A Systematic Investment Plan (SIP) lets you invest a fixed amount in mutual funds every month. The SIP Calculator shows how much your regular monthly investment can grow over time with the power of compounding.
Enter your monthly investment amount, expected annual return, and the number of years — the calculator instantly shows your total investment, estimated returns, and the final maturity value.
How to use this tool
- Enter the amount you want to invest every month (e.g. ₹5,000).
- Enter the expected annual return rate (e.g. 12%).
- Enter the number of years you plan to invest.
- Click Calculate to see your total invested amount, estimated returns and final value.
Frequently Asked Questions
What is SIP?
SIP (Systematic Investment Plan) is a way to invest a fixed amount in mutual funds every month, instead of investing a lump sum at once.
How is SIP return calculated?
It uses the compound interest formula applied monthly — each instalment grows at the annual rate divided by 12 months.
What return should I assume?
Equity mutual funds historically give 10-14% annually, but returns are not guaranteed. Use 10-12% as a realistic assumption.
Can I change my SIP amount?
Yes, most SIPs allow you to increase or stop the instalment anytime.